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FIRST TIME HOME BUYER PROGRAM (FTHB)

Sonoma County employees represented by SEIU Local 1021 contribute a penny per hour to a housing fund, matched, on a quarterly basis, by the County of Sonoma.  The Sonoma County Community Development Commission (CDC) has been designated to process housing related loans from these funds.

The First Time Home Buyer Program provides up to $50,000, fully amortized secondary mortgage financing at below-market rates to assist eligible employees to purchase a home.

This web page contains the forms for the County of Sonoma / SEIU Local 1021 First-Time Homebuyer Program.

Please call the SEIU Housing Assistance message line at (707) 565-7549 if you have questions during your review of this material.  Please note that there is a $25.00 non-refundable application fee for this loan. The completed application should be forwarded to the CDC upon acceptance of an offer on the home of your choice.

It is highly recommend that you educate yourself on the home buying process.  There are many web sites you can access that offer free booklets which are very informational. (Two such sites are www.hud.gov and www.fanniemae.com ). Fannie Mae also has a toll-free number for free booklets, which is 1-800-611-9566. Your second step should be to make an appointment with a real estate lender to determine the amount of loan for which you qualify and minimum down payment requirements.  You will then be fully prepared to begin the process of looking for a home with a real estate agent. Calls from your real estate lender and/or real estate agent are most welcome.

Please be advised that funds for this program are limited and the availability of funds is subject to change without notice.  No commitment can be made to fund a loan unless the loan has been approved in writing.

First Time Home Buyer Program Information:

First Time Home Buyer Program Information SheetPDF Icon

First Time Home Buyer Program Home Purchase ProcessPDF Icon

First Time Home Buyer Application Materials:

Home Buyer Application FormPDF Icon

Certificate of Source of Funds FormPDF Icon

Authorization to Release Information FormPDF Icon

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